
MAY
2005
Editor:
Robin Wagganer
100th
District Assembly Information
Long
Term Care Insurance Primer
100th District Assembly Information
The 2005 NorCal District
Assembly will be held at the Livermore Discovery Church of the Nazarene, 5860
Las Positas Road (Phone: 925-449-5256).
** Please note the
corrected times! All evening activities begin at 7:30 pm. Sorry for the
confusion...
Wednesday, May 4, 7:30
pm
Centennial Praise Service
honoring our past District Superintendents.
Thursday, May 5, 8:30
am - 4:30 pm
District Assembly
business with Dr. Jerry Porter, General Superintendent presiding.
Thursday, May 5, 7:30
pm
Ordination Service with 3
candidates for ordination.
Friday, May 6, 8:30 am
Nazarene Missions
International Convention
Friday, May 6, 7:30 pm
youth and Mission Service
with Dr. Oliver Phillips.
Saturday, May 7, 8:30
am
Nazarene Youth
International Convention
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NorCal District is
pleased to welcome the Laroyas family. The Laroyas minister with the Filipino
congregation at the San Jose First Church.
Joven served as a pastor
and educator in the Church of the Nazarene in the Philippines for over 20
years. Prior to immigrating to the United States, he served as the president of
Luzon Nazarene Bible College, Philippines for 3 1/2 years. Two years before his
appointment to the college leadership, he and his wife were appointed as
specialized assignment missionaries at the Asia-Pacific Nazarene Theological
Seminary in Manila where he served as a professor of pastoral ministry and
Christian education, and Dean of Students. Rev. Laroyas finished a Doctor of
Philosophy in Education at Saint Louis University, Philippines, and Master of
Divinity at the Asia-Pacific Nazarene Theological Seminary in Manila.
Imelda Laroyas served as a nurse and teacher for over
10 years at the Luzon Nazarene Bible College and 2 years at Asia-Pacific
Nazarene Theological Seminary. She is also a licensed minister of the Church of
the Nazarene.
Joven and Imelda are
blessed by God with three children. Joshua, 19 years-old, is in his 3rd year of
college. Jonathan, 18 years-old, is in his 2nd year of college and Jovy Melody,
17 years-old, is in her 1st year of college.
"My family
appreciates your every effort and show of concern to help us become settled in
our new ministry assignment. Our first Sunday worship service last April 3,
2005 has revved up our desire to put more efforts to minister among Filipinos
in the San Jose area."
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Nazarenes join Global Day of Prayer Pentecost Sunday
The Board of General
Superintendents is calling the Church of the Nazarene to join with other
denominations around the world in a concerted prayer effort through the Global
Day of Prayer on Pentecost Sunday, May 15, 2005.
Under the auspices of the
International Prayer Council, the planning for this outpouring of prayer
involves leaders from all 6 continents and currently includes more than 240
countries around the globe. On May 15, Christians will begin praying as the sun
rises in the East in New Zealand and pray through the different time zones
until the sun sets in the West in the United States.
The Global Day of Prayer
is the culmination of a five-year process that began in Cape Town, South Africa
in 2001 with 45,000 Christians joining in a Day of Repentance and Prayer. The
movement spread to 8 locations in South Africa in 2002, 27 countries across
Africa in 2003, and the entire continent of Africa in 2004. To date, more than
22 million people have participated. At the recent Lausanne Conference for World
Evangelism, plans for the 2005 Global Day of Prayer were presented to more than
1,700 Christian leaders.
Nazarenes everywhere are
urged to take advantage of available resources to plan, promote, and conduct
the Global Day of Prayer in local churches and communities around the world.
Free downloadable resources, manuals, and prayer guides ranging in topics from
how to pray for one hour to how to organize a stadium event are available. In
addition to the Global Day of Prayer on May 15, guides are available to plan
Ten Days of Prayer Toward a Greater Pentecost (May 6-15) and 90 Days of
Blessing (May 16-September 30). To access these and other resources, visit the
Global Day of Prayer web site at www.globaldayofprayer.com.
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Long Term Care Insurance Primer
by Dr. Terry L. Irish,
Sunnyvale
While helping my mom, I
recently learned some hard lessons about Long Term Care Insurance (LTC) and
hope that, by sharing what I know, you will not have to struggle when you are
in need of LTC.
1. I recommend that
people check out the proposed LTC insurance provider carefully before signing
on the dotted line. There are some very good companies, and there are some
others, like the one my Mom has - Life Investors Insurance Company of America
(merged with Banker's United Life Insurance Company) - which are very difficult
to deal with.
In the process of
preparing to move my Mom from her home of 45-plus years, I hired a Geriatric
Care Specialist to assist me. This lady gave me a lot of excellent help with
case management, placement location and evaluation, etc. (She is the one who
told me up front that Banker's Life is a very difficult company to deal with.)
2. Any LTC policy worth
the paper it is written on should offer at least these three options:
#1 Benefit Increase
Option -- This option increases the face value of the LTC policy by a fixed
percentage every year the policy is in effect. Thus, a policy that starts with
a face value of $120,000.00 with an increased benefit option rate of 5% a year
will increase the face value to more than $200,000.00 over a period of ten to
twelve years. In addition to providing the insured a much higher maximum
coverage limit, this option also increases the maximum daily benefit. For example,
the starting benefit of $80.00 per day at an approved facility would grow to
above $120.00 per day in ten to twelve years. This increased amount will help
mitigate inflation and cost of living increases over the life of the policy.
#2 Upgrade Option - The
policy should also provide for periods of time in which the insured can add
additional options to their coverage (each added option at the price of an
increase in premium, of course). For example, an LTC policy which is limited to
Nursing Homes where 24/7 skilled nursing is required might offer the added
option of including Assisted Living communities as covered facilities. In my
Mom's case, since she was offered this option twice, but did not accept this
it, her present assisted living community is being paid totally out of her
limited income. Life Investors has refused her claim, and are not paying
anything for Mom's care at the present time. If and when Mom moves into a
skilled nursing facility, then I am hopeful that Life Investor's will approve Mom's
claim for benefits.
#3 Premium Return Option
-- It is possible, in some tragic and unforeseen cases, for the insured to die
before any benefits from a LTC policy have been paid out. If this happens, the
insurance company keeps all the premiums paid into the policy, and all the
benefits that were connected with this policy are lost. If, however, you have
this option in the policy, all premiums paid by the insured will be returned to
the surviving spouse or heirs, or placed in the estate of the deceased. In the
case where a policy had been in effect for ten to twenty years, and yet no
claims were paid out on the policy for either assisted living or skilled
nursing facilities, this Premium Return Option could amount to tens of
thousands of dollars for the heirs and/or surviving spouse.
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SoloCon is a gathering of
single adults supported by The Church of theNazarene Sunday School Ministries.
This year's SoloCon West takes place on Memorial Day weekend at PineSummit Camp
in Big Bear Lake. This year's speaker will be Dr. Harold
Ivan Smith, a very well known andinspirational
speaker. The weekendwill include workshops, devotional times, as well as outdoor
activities andfellowship opportunities. Theweekend is geared toward all single
adults-the never married, divorced, andwidowed. For more information orregistration
forms, you can visit the SoloCon website at www.solocon.org.
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by Gerry Hauser,
Castro Valley
Josiah Hoi from our
Cupertino Church will be representing our District in Children's Quizzing at
the General SS Convention. Yeah!
Josiah!!!
Nazkids Roundup
May 27-28. The cost is
$65.00, (after May 1 the cost will be $75.00). We'll be meeting at Redwood Glen
in Scott's Valley, CA.
* I am still looking for
staff. Please respond before May 15. The first 30 adults volunteering as staff
will not have to pay.
* There is still room for
kids. Bring a counselor for every 7 boys or girls you bring.
Be sure to let me know
what you're planning!
Phone: 510-357-5035
Fax: 510-357-6410
Email: gh4nazkids@aol.com
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by Rev. Tim King,
Salinas
Does your church need
musicians??? Start investing now!
Be part of a Musical
Drama titled "King of the Jungle."
Castro Valley is running
a Music Day Camp for kids in the Castro Valley Community. There are 50
available opening for kids across the Norcal District. Contact the Castro
Valley Church for details (Phone: 510.581.8377).
Pre-Registration is $30 -
which includes music (CD and Book). The cost for district participants would be
$120.00 which includes all meals, housing (in church family
homes), afternoon and evening outings, chapels, etc.
Probable list of
activities:
* Choir rehearsals
* Piano classes
* Guitar classes
* Percussion classes +
* Drama classes
* Crafts
* Chapel
* Swimming (Cull Canyon)
* Miniature Golf
* Picnics at the lake
The Musical will be
performed on Saturday, August 6th at 10:30 with a Family Barbecue afterward.
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by Robin Wagganer, Editor
Several years ago I attended a
variety of Churches in my area. One that I attended is a large community Church
that has a lovely building and always had signs out front announcing some new
activity. I used a pew card to write down my information as a visitor and
dropped it in the collection plate.
The following week I received
a call from a lady who attended the Church. While the actual conversation
lasted several minutes, part of our conversation went something like this:
She: I hope you
enjoyed the Service on Sunday. Did you attend the first service or the second
service?
Me: Second
service.
She: Did you
also attend any of our Sunday School classes?
Me: No, I
just came for Church.
She: May I tell
you about some of our Sunday School classes now? I can tell you how to get to
the right classroom for those that sound most interesting to you.
Me: Not
right now, thanks.
She: Are you a
new Christian? We have a class starting soon for new Christians.
Me: No, I
was raised in Church. I’ve been a Christian for quite some time.
She: I’ll be
staffing the Information Desk next week. Be sure to ask for me so I can meet
you in person. I attend the first service and staff the Information Desk during
second service.
Me: Thank
you. I’ll be sure to stop by to meet you.
She: Thank
you for your time. I’ll watch for you on Sunday. Have a nice week.
Nice lady, right? She asked
lots of great questions, engaged me, learned about me, and offered to make my
transition to their congregation much easier.
However, this was not my only
call from that Church. For one month after my first attendance, I received
eight calls from different people. None were from the Pastoral staff, which I
thought was interesting. Unfortunately, these people received my contact
details but apparently did not recieve any of my comments from the first call.
One call invited me to the new Christians class, another wanted to make sure I
knew about the new Christians class, and a third called to let me know the
location of the new Christians’ class. (sigh)
When I visited several
Nazarene Churches in my area, I was surprised at the importance of signing the
guest book. One lady followed me out after service to make sure I signed
theirs. At another it was the Pastor who escorted me to sign. I attended two other Nazarene Churches,
both of which made a big deal of my signing the guest book. None of the
Churches followed up with me. No calls. No mailings. Nothing.
The aggressive approach only
ocurred at one Nazarene Church when a lady approached me after service and,
within 5 minutes, asked if I would be interested in taking over the leadership
of their Women’s Group.
As a professional event
planner, I’ve learned that, of the millions of leads collected at trade shows
every year, only 3% are contacted. None of the 5 Nazarene Churches contacted
me. But the community Church did not handle it any better since I was put off
by their aggressive approach.
I’m not sure what the answer is, I’m just offering some observations. We need to allow people to come to us in their own way. When visitors attend, we have to make it easy for them, find a connection and pursue the relationship. But we should not go after them like hungry sharks. Most important, we must follow-up. It’s better to make some contact than none at all.
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